RWA Idle Cash Yield — improve idle cash period

Konteks: Halving Cycle strategy in cash ~65% waktu (~6 tahun cumulative dari 9 tahun). Daripada idle, park di yield-bearing asset. Backtest applied compound daily yield ke equity saat tidak in BTC position.

Kesimpulan praktis:

• 📌 BUIDL (5.2% T-Bill) — safest, regulated, ~$2.8B AUM. Recommended untuk konservatif.
• 📌 MONY (4.5%) — money market, mirip safe.
• Maple (7.5%) — private credit, higher yield tapi smart contract + counterparty risk.
• 📌 Saat strategi CASH regime, parking di RWA = pasif income tanpa add risk significant ke crypto strategy.

Setup praktis:

1. Hold USDC sebagai cash leg di portfolio
2. Saat strategy signal CASH, deposit USDC ke Aave (3%), atau buy BUIDL token (5%)
3. Saat signal LONG BTC, withdraw lalu eksekusi BTC purchase
4. Cost: 1-2 transaksi tambahan per regime switch (~$5-10 gas)